:root{--ink:#17212b;--muted:#647280;--blue:#244d72;--teal:#0f7d83;--mint:#e9f6f4;--paper:#fbfbf8;--line:#dbe5e7;--gold:#c99d58}*{box-sizing:border-box}body{margin:0;font-family:Inter,system-ui,-apple-system,Segoe UI,Arial,sans-serif;color:var(--ink);background:var(--paper);line-height:1.6}a{color:inherit}.wrap{max-width:1180px;margin:0 auto;padding:0 22px}.top-strip{background:#102633;color:#dcecef;font-size:.9rem;padding:8px 0}.top-strip .wrap{display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap}.site-header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}.nav-row{display:flex;align-items:center;justify-content:space-between;gap:24px;padding:18px 22px}.brand{display:flex;align-items:center;gap:14px;text-decoration:none}.brand-mark{width:52px;height:52px;border-radius:18px;background:linear-gradient(145deg,#ffffff 0%,#edf7f7 100%);border:2px solid #d3e9ea;display:grid;place-items:center;color:transparent;font-size:0;box-shadow:0 14px 32px rgba(15,72,89,.16);position:relative;overflow:hidden}.brand-mark:before{content:'';width:27px;height:27px;background:linear-gradient(135deg,var(--teal),var(--blue));clip-path:polygon(38% 0,62% 0,62% 38%,100% 38%,100% 62%,62% 62%,62% 100%,38% 100%,38% 62%,0 62%,0 38%,38% 38%);display:block}.brand-mark:after{content:'';position:absolute;width:36px;height:14px;left:8px;bottom:9px;background:#c99d58;clip-path:polygon(0 58%,18% 58%,26% 20%,37% 82%,47% 58%,62% 58%,70% 36%,82% 58%,100% 58%,100% 72%,78% 72%,72% 56%,65% 72%,43% 72%,38% 92%,27% 34%,22% 72%,0 72%)}.brand-text{line-height:1.05}.brand-text strong{display:block;font-size:1.35rem;letter-spacing:-.03em}.brand-text span{display:block;color:var(--muted);font-size:.82rem;text-transform:uppercase;letter-spacing:.16em;margin-top:4px}nav{display:flex;align-items:center;gap:6px;flex-wrap:wrap;justify-content:flex-end}nav a{padding:10px 13px;text-decoration:none;border-radius:999px;color:#2e414f;font-weight:700;font-size:.93rem}nav a:hover,nav a.active{background:var(--mint);color:#075c62}.cta-link{background:var(--blue);color:#fff!important}.hero{min-height:640px;background:linear-gradient(90deg,rgba(10,30,42,.88),rgba(10,30,42,.54),rgba(10,30,42,.1)),url('https://images.unsplash.com/photo-1551076805-e1869033e561?auto=format&fit=crop&w=1800&q=80') center/cover no-repeat;display:flex;align-items:center;color:#fff}.hero-card{max-width:650px;padding:56px 0}.eyebrow{display:inline-flex;border:1px solid rgba(255,255,255,.32);border-radius:999px;padding:8px 13px;background:rgba(255,255,255,.12);font-weight:800;font-size:.83rem;text-transform:uppercase;letter-spacing:.14em}.hero h1{font-size:clamp(2.7rem,6vw,5.6rem);line-height:.94;letter-spacing:-.07em;margin:24px 0 20px}.hero p{font-size:1.18rem;max-width:600px;color:#e9f5f4;margin-bottom:30px}.hero-actions{display:flex;gap:14px;flex-wrap:wrap}.btn{display:inline-flex;align-items:center;justify-content:center;padding:14px 20px;border-radius:14px;text-decoration:none;font-weight:900;border:2px solid transparent}.btn.primary{background:var(--gold);color:#17212b}.btn.secondary{border-color:rgba(255,255,255,.5);color:#fff;background:rgba(255,255,255,.08)}.quick-panel{background:#fff;margin-top:-58px;position:relative;z-index:3;border-radius:26px;box-shadow:0 24px 60px rgba(21,47,61,.16);display:grid;grid-template-columns:1.2fr .8fr .8fr;overflow:hidden}.quick-item{padding:30px;border-right:1px solid var(--line)}.quick-item:last-child{border-right:0}.quick-item small{font-weight:900;color:var(--teal);text-transform:uppercase;letter-spacing:.12em}.quick-item h3{margin:8px 0 8px;font-size:1.25rem}.section{padding:78px 0}.section.alt{background:#fff}.split{display:grid;grid-template-columns:1fr 1fr;gap:46px;align-items:center}.kicker{font-weight:900;color:var(--teal);text-transform:uppercase;letter-spacing:.14em;font-size:.82rem}.section h2{font-size:clamp(2rem,3.6vw,3.6rem);line-height:1.02;letter-spacing:-.055em;margin:10px 0 18px}.lead{font-size:1.08rem;color:#475866}.photo-card{border-radius:30px;overflow:hidden;box-shadow:0 22px 50px rgba(36,77,114,.17);background:#ddd}.photo-card img{width:100%;height:460px;object-fit:cover;display:block}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.card{background:#fff;border:1px solid var(--line);border-radius:24px;padding:28px;box-shadow:0 12px 35px rgba(20,42,54,.06)}.card h3{margin-top:0;font-size:1.25rem}.pill-list{display:flex;gap:10px;flex-wrap:wrap;margin-top:20px}.pill{padding:9px 13px;border-radius:999px;background:var(--mint);font-weight:800;color:#0b666d;font-size:.9rem}.steps{counter-reset:s;display:grid;gap:18px}.step{background:#fff;border-left:5px solid var(--teal);padding:24px 24px 24px 26px;border-radius:18px;box-shadow:0 10px 25px rgba(0,0,0,.05)}.step:before{counter-increment:s;content:'0' counter(s);font-weight:900;color:var(--gold);display:block}.form-shell{background:#fff;border:1px solid var(--line);border-radius:28px;padding:30px;box-shadow:0 18px 45px rgba(20,42,54,.08)}label{font-weight:800;display:block;margin:14px 0 6px}input,select,textarea{width:100%;padding:13px 14px;border:1px solid #cbd7da;border-radius:12px;font:inherit;background:#fff}textarea{min-height:120px}.checkbox{display:grid;grid-template-columns:22px 1fr;gap:12px;align-items:start;margin:16px 0;padding:16px;border:1px solid var(--line);border-radius:16px;background:#fbfdfd}.checkbox input{width:18px;height:18px;margin-top:4px}.checkbox label{margin:0;font-weight:650}.fine{font-size:.93rem;color:#546473}.page-hero{background:linear-gradient(135deg,#123040,#0f7d83);color:white;padding:74px 0}.page-hero h1{font-size:clamp(2.4rem,4.8vw,4.6rem);line-height:1;margin:0 0 16px;letter-spacing:-.055em}.page-hero p{max-width:780px;color:#e3f4f3;font-size:1.12rem}.footer{background:#102633;color:#d8e7e8;padding:48px 0 28px}.footer-grid{display:grid;grid-template-columns:1.2fr 1fr 1fr;gap:28px}.footer a{color:#fff}.footer-bottom{border-top:1px solid rgba(255,255,255,.15);margin-top:30px;padding-top:20px;color:#b8cbce}.mini-logo{display:flex;gap:12px;align-items:center;margin-bottom:14px}.mini-logo .brand-mark{width:38px;height:38px;border-radius:13px}.notice{background:#fff7e8;border:1px solid #f0d6a8;padding:16px;border-radius:16px;color:#5b4322}@media(max-width:850px){.top-strip .wrap,.nav-row{display:block}.brand{margin-bottom:12px}nav{justify-content:flex-start}.hero{min-height:560px}.quick-panel,.split,.grid,.footer-grid{grid-template-columns:1fr}.quick-panel{margin-top:0;border-radius:0}.quick-item{border-right:0;border-bottom:1px solid var(--line)}.section{padding:55px 0}.photo-card img{height:330px}}